Charlie Dowd, MVSB VP Residential Mortgage Sales NMLS# 737415
Charlie Dowd will retire from MVSB at the end of this year, concluding a distinguished 24-year career in the banking industry. Charlie joined MVSB in 2021 as Vice President, Residential Mortgage Sales NMLS# 737415, and has since played a key role in expanding the Bank’s mortgage lending team and strengthening its reputation as a top choice for homebuyers across New Hampshire.
Under Charlie’s leadership, MVSB’s mortgage team has experienced remarkable growth, supported by a dedicated group of Mortgage Loan Officers who share his commitment for exceptional service, efficient technology and strong community relationships. This philosophy has helped MVSB earn consistent recognition as one of New Hampshire’s top mortgage lenders by the Registry Review (data compiled by The Warren Group) and as the recipient of Best Mortgage in the Laconia Daily Sun’s Best of the Lakes Region competition. Charlie’s collaborative approach and steadfast leadership have been instrumental in sustaining MVSB’s success in helping individuals and families achieve their dreams of homeownership.
Charlie has brought spirit and enthusiasm to many volunteer roles in the community, including serving as announcer for the MVSB Children’s Tractor Pull at the Sandwich Fair, supporting the Alton Winter Carnival, attending fundraisers for My Breast Cancer Support, and advocating for organizations such as NeighborWorks Southern New Hampshire and New Hampshire Housing. His passion for homeownership education has inspired him to lead community financial education sessions, presenting on MVSB loan products, financial literacy, and homeownership for schools and the public. He is a 2023 graduate of Leadership Lakes Region and earned his Certified Mortgage Professional designation in 2025.
“Charlie’s leadership and dedication have had a tremendous impact on our Residential Lending team,” said Jaime Frederes, Senior Vice President, Residential Mortgage Lending. “His strategic vision guided the division through significant growth and change, and his commitment to mentoring others has built a strong foundation for continued success. We will greatly miss his expertise, integrity and humor, but are so grateful for all he has contributed to MVSB. We wish him a very well‑deserved, happy and healthy retirement.”
Charlie looks forward to spending more time with family and friends in retirement and plans to divide his time between New Hampshire and Florida – enjoying the best of both worlds while staying connected to the local community he loves.